Healthcare Decisions and Estate Planning: The Importance of Living Wills and Health Care Proxies
Planning for your future healthcare is one of the most thoughtful steps you can take to protect yourself and your family. For residents of Long Beach, NY, having a living will and healthcare proxy ensures your medical preferences are honored and eases the decision-making burden on your loved ones. At Robert H....
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Bankruptcy can feel overwhelming, leaving many in Long Island wondering how to rebuild their financial lives. While the road to recovery may seem daunting, the right steps can help you regain control and achieve lasting stability. Here's a guide tailored to residents of Long Island on how to bounce back after bankruptcy.
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Avoid These 10 Common Estate Planning Mistakes
Understanding Estate Planning Mistakes Misunderstanding the Importance of Estate Planning Failing to Recognize the Need for a Plan Estate planning is often overlooked by many individuals who mistakenly believe that it is a task that can be postponed....
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Bankruptcy and Credit Scores: What to Expect and How to Rebuild
Understanding Bankruptcy and Its Impact on Credit Scores Types of Bankruptcy: Chapter 7 vs. Chapter 13 When it comes to bankruptcy, understanding the differences between Chapter 7 and Chapter 13 is crucial. Chapter 7 bankruptcy, often referred to as "liquidation bankruptcy," involves the...
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The Bankruptcy Filing Process: What to Expect from Start to Finish
Understanding Bankruptcy Basics Types of Bankruptcy: Chapter 7 vs. Chapter 13 When considering bankruptcy, it's crucial to understand the differences between Chapter 7 and Chapter 13 bankruptcy. Chapter 7, often referred to as "liquidation bankruptcy," involves the sale of a debtor's non-exempt assets...
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What Are the New Rules on Debt Collection?
On November 30, 2021, the Consumer Financial Protection Bureau (CFPB) issued 2 new rules under the Fair Debt Collection Practices Act (FDCPA). The new debt collection rules cover modern communication strategies like email, text messages, and social media. Now, debt collectors cannot only call you and contact...
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The Truth About How Bankruptcy Affects Your Credit Score
There are a lot of misconceptions regarding the impact bankruptcy may have on one’s credit score, which is why so many are often hesitant to opt for this choice. However, filing for bankruptcy is not the end of the world. Instead, it is an effective way for those who are struggling with...
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Does Mounting Medical Debt Have You Considering Bankruptcy?
When a medical emergency strikes, your health and safety is the top priority—as it should be. Unfortunately, cost of treatment can range wildly depending on the condition and can quickly pile up—especially if your medical issue has also led to a loss of income or a drop in usable credit. If medical...
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New York Foreclosure Protections Extended into January 2022
If you’re a homeowner and facing foreclosure because of COVID-19, keep reading! On Sept. 2, New York Governor Kathy Hochule signed into law a new moratorium on pandemic-related residential and commercial foreclosures and evictions. This means that the deadline before foreclosure and eviction cases can proceed is now Jan....
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6 Reasons Why You Shouldn’t Wait to File Bankruptcy
In the wake of COVID-19, individuals, families, and businesses across the United States are struggling to make ends meet. After mass layoffs, forced closures of stores and restaurants, stay-at-home orders, and, of course, staggering medical expenses, millions of people are leaning on state and federal assistance simply to pay the bills and...
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Why You Should Consider Chapter 7 Bankruptcy If You Lost Your Job During COVID-19
How a Loss of Income Can Open You to Chapter 7 Bankruptcy Protections The COVID-19 pandemic has unfortunately ravaged the United States economy and continues to restrict what types of businesses can normally operate, resulting in record unemployment and unprecedented layoffs across numerous industries. Losing a job in...
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Attorney Rob Solomon Quoted in Newsday Article
A recent article by Newsday featured Attorney Rob Solomon, who discussed possible reasons behind the low rate of business bankruptcies in Long Island. In light of COVID-19 and its economic ramifications, many have expected bankruptcies to increase substantially as both consumers and businesses struggle with stay-at-home orders, business...
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