We represent both individuals and corporations in bankruptcy. We are a bankruptcy law firm and debt relief agency assisting people and businesses to obtain relief under the Bankruptcy Code since 1982.
If you are an individual confronting overwhelming debt, you are not alone. We are here to help and have helped many individuals with similar economic situations. Of course, every person's situation is different. Trying to figure out whether bankruptcy is appropriate or advisable is not easy and requires expert advice. Friends and family may have advice but this advice is often confusing, conflicting and mostly inaccurate. The reasons for overwhelming debt are as varied as human experience and include job loss, illness and divorce. In addition, credit cards and mortgages have been made too available to refuse. The result is that more and more Americans are financially overwhelmed.
Whatever your circumstances, whether you are faced with foreclosure or other bill collectors or both, you are not alone.
We have had over 30 years of experience helping thousands of individuals to explore their options with their creditors; either through negotiation, modification, workout or bankruptcy. We have the experience to ask the right questions, so that we can guide you through these options and answer all of your questions.
Are you eligible under the new bankruptcy laws to file under Chapter 7 or Chapter 13?
We will let you know.
Will my credit be destroyed?
We will distinguish myth from reality.
We will debunk the false threats of collection agents. After you have accurate information, only then will you decide whether it is right for you. We will answer all of your questions patiently; whether they are about bankruptcy, modification, debt settlement, or short sale. We can guarantee you that if you do chose bankruptcy, you will feel great relief. You will be taking control and your creditors must by law stop harassing you.