Using Secured Credit Cards to Rebuild Your Credit Following a Bankruptcy
How Do Secured Credit Cards Work? The New York Times recently wrote about the value of secured credit cards for those with poor credit. A secured credit card requires a cash deposit to “secure” the line of credit and allows users to make purchases up to...
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Should I Declare Bankruptcy if I Can’t Pay My Student Loans?
Knowing what your options are when filing for student loan discharge is important. Discover your options when your student loans are becoming too much to handle. Declaring Bankruptcy If You Can’t Pay Your Student Loans Generally speaking, student loans cannot be discharged in bankruptcy, but...
Should I Declare Bankruptcy if I Can’t Pay My Student Loans? Continue reading…
How Does Bankruptcy Affect my Credit Score?
Although bankruptcy can stay on your credit for up to 10 years, it is never too early to try and rebuild it. Ways Bankruptcy Affects Your Credit Score One of the main reasons people hesitate to file for bankruptcy is because of the effect it...
How Does Bankruptcy Affect my Credit Score? Continue reading…What You Should Expect From Your Bankruptcy Lawyer?
Do I Even Need Help From a Bankruptcy Attorney? If you are considering bankruptcy, the last thing you might be thinking is paying to get help, but that is precisely what you need. Your ability to pay your bills on time has been compromised, and professional guidance is...
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How Much Will Your Chapter 13 Bankruptcy Repayment Plan Be?
Chapter 13 bankruptcy allows debtors to keep all of their possessions as long as they make the agreed-upon payments designated by the bankruptcy court trustee. The debtor makes payments in the repayment plan for 3-5 years (the time is decided by the statute and is based on income) directly to the trustee...
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Is Chapter 13 Bankruptcy for You?
When considering bankruptcy, the average person thinks about chapter 7. By the time they think about filing for bankruptcy, they are generally having considerable trouble paying their bills on time. What many people don’t know is that an alternative to filing chapter 7 bankruptcy is available: Chapter 13 bankruptcy.
Is Chapter 13 Bankruptcy for You? Continue reading…Common Personal Bankruptcy Questions and Answers
Filing for bankruptcy can be a complicated process for all except the most highly trained individuals. Creditors and debt collectors want you to pay your bills on time, and don’t want you to know that bankruptcy may be a way to get out from underneath that financial burden. But before you make...
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What Does the Bankruptcy Filing Process Entail?
Considering filing for bankruptcy? The procedure is a multi-step process that the bankruptcy court requires before a discharge from bankruptcy can occur. Although there are several types of bankruptcy, to keep it simple, we will only cover chapter 7 and chapter 13 here. The requirements for chapter 7 are a little easier...
What Does the Bankruptcy Filing Process Entail? Continue reading…The Most Common Types of Bankruptcy
Both people and businesses file for bankruptcy when they are financially unable to pay their creditors on time, or at all. Bankruptcy allows individuals and businesses to get a fresh start so they can resume their lives without the burden of debt they can’t pay. Common reasons why they file bankruptcy are...
The Most Common Types of Bankruptcy Continue reading…How to Find a Great Bankruptcy Attorney in Nassau County
Persons or businesses file for bankruptcy when they are financially unable to pay their creditors on time, or at all. Bankruptcy allows individuals and businesses to get a fresh start so they can resume their lives without the burden of debt they can’t pay. Common reasons why they file bankruptcy are sudden...
How to Find a Great Bankruptcy Attorney in Nassau County Continue reading…Can I Keep My Tax Refund When I File Bankruptcy?
When you file for bankruptcy, the court-appointed trustee who represents the creditors is going to be looking at not only your assets but your tax return as well. The trustee’s job is to help creditors resolve bankruptcy disputes with debtors and their lawyers by reviewing the debtor’s financial records in order to pay...
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Bankruptcy Advice from a New York City Bankruptcy Attorney
Whether you live in New York City or another area where the cost of living is high, you know how difficult it can be to pay the bills when you have a family that relies on you. You’ve been frugal with your money, only spending on things that were necessary but you...
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