
More Student Loan Borrowers Are Shedding Debts in Bankruptcy
A new study suggests that distressed borrowers using a simpler bankruptcy process are succeeding — and that more people like them should try. Student loans have long been perceived as impossible to cast off in bankruptcy. Few borrowers dare to even try. To do so, borrowers...
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Creating a Last Will & Testament: Key Considerations
Taking steps to create a Last Will and Testament is one of the most significant things you can do for yourself and your family. It’s a way to ensure that the people you care about and the causes you believe in are provided for according to your wishes. While...
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Can Student Loans Be Discharged in Bankruptcy in New York?
Introduction: Why Student Loans Are Different If you’re struggling under the weight of student loan debt, you are not alone. Americans collectively owe more than $1.7 trillion in student loans, and for many borrowers, the payments feel impossible to manage. One of the most common questions we hear...
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Healthcare Decisions and Estate Planning: The Importance of Living Wills and Health Care Proxies
Planning for your future healthcare is one of the most thoughtful steps you can take to protect yourself and your family. For residents of Long Beach, NY, having a living will and healthcare proxy ensures your medical preferences are honored and eases the decision-making burden on your loved ones. At Robert H....
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Avoid These 10 Common Estate Planning Mistakes
Understanding Estate Planning Mistakes Misunderstanding the Importance of Estate Planning Failing to Recognize the Need for a Plan Estate planning is often overlooked by many individuals who mistakenly believe that it is a task that can be postponed....
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What Are the New Rules on Debt Collection?
On November 30, 2021, the Consumer Financial Protection Bureau (CFPB) issued 2 new rules under the Fair Debt Collection Practices Act (FDCPA). The new debt collection rules cover modern communication strategies like email, text messages, and social media. Now, debt collectors cannot only call you and contact...
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