I am so excited to be able to share with my clients and friends, useful information, thoughts, insights and  (perhaps) ramblings regarding bankruptcy.  This will be the first I hope of many communications which will lead to conversations about important topics facing us all.  These are difficult times and it is my hope that through this medium, we  may face in a constructive way  overwhelming debt and solutions through bankruptcy and bankruptcy alternatives.  My guiding premise, is that no one means to get to this point and no one arrives here overnight.  Bankruptcy has a bad rap.  But the truth is that it is a fundamental right and  constitutionally guaranteed by the founding fathers who  knew the opportunity to get a fresh start is as fundamental liberty. It is my job to help my clients get a fresh start through filing for Chapter 7 and Chapter 13 of the Bankruptcy Code.  While I have been helping people for thirty years, I view today as a new beginning.